TERMS OF USE FOR REALOWN EARN LIMITED

These Terms and Conditions constitute a legally binding agreement made between you, whether personally or on behalf of an entity (“you”) and Realown Earn (“we,” “us” or “our”), concerning your access to and use of the website as well as any other media form, media channel, mobile website or mobile application related, linked, or otherwise connected thereto (collectively, the “Website”).

You agree that by accessing our Website, you have read, understood, and agree to be bound by all of these Terms and Conditions. If you do not agree with all of these Terms and Conditions, then you are expressly prohibited from using the Website and you must discontinue use immediately.

Supplemental terms and conditions or documents that may be posted on the Site from time to time are hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Terms and Conditions at any time and for any reason.

We will alert you about any changes by updating the “Last updated” date of these Terms and Conditions, and you waive any right to receive specific notice of each such change.

It is your responsibility to periodically review these Terms and Conditions to stay informed of updates. You will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Terms and Conditions by your continued use of our Website after the date such revised Terms and Conditions are posted.

The information provided on the Website is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country.

Accordingly, those persons who choose to access the Website from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.

The Website is intended for users who are at least 18 years old. Persons under the age of 18 are not permitted to register on the Website

Consequently, users who are minors in the jurisdiction in which they reside (generally under the age of 18) must have the permission of, and be directly supervised by, their parent or guardian to use the Website.

If you are a minor, you must have your parent or guardian read and agree to these Terms and Conditions prior to you using the Website

INTELLECTUAL PROPERTY RIGHTS

Unless otherwise indicated, the Website is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Website (collectively, the “Content”) and the trademarks, service marks, and logos contained therein (the “Marks”) are owned or controlled by Realown Earn or licensed to us, and are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws of the Federal Republic of Nigeria, foreign jurisdictions, and international conventions.

The Content and the Marks are provided on the Website “AS IS” for your information and personal use only. Except as expressly provided in these Terms and Conditions, no part of the Website and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.

Provided that you are eligible to use the Website, you are granted a limited license to access and use the Website and to download or print a copy of any portion of the Content to which you have properly gained access solely for your personal, non-commercial use. We reserve all rights not expressly granted to you in and to the Website , the Content and the Marks.

All content are protected by copyright laws. Content and materials provided by third parties on our website belong to them and we do not endorse and are not affiliated with any holder of such rights and cannot grant any permission for the use of such contents. When providing any user content on our website, you confirm that such user content is your original work or you are authorized by the owner of such content to use it on our website, and you shall be solely liable for any action occasioned from the use of such content.

USER REPRESENTATIONS

By using the Site, you represent and warrant that:

1. All registration information you submit will be true, accurate, current, and complete;
2. You will maintain the accuracy of such information and promptly update such registration information as necessary;
3. You have the legal capacity and you agree to comply with these Terms and Conditions;
4. You are not under the age of 18;
5. You are not a minor in the jurisdiction in which you reside or if a minor, you have received parental permission to use the Website ;
6. You will not access the Website through automated or non-human means, whether through a bot, script, or otherwise;
7. You will not use the Website for any illegal or unauthorized purpose;
8. Your use of the Website will not violate any applicable law or regulation.

If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Website (or any portion thereof).

USER REGISTRATION

You may be required to register with the Website .

You agree to keep your password confidential and will be responsible for all use of your account and password. We reserve the right to remove, reclaim, or change a username you select if we determine, in our sole discretion, that such username is inappropriate, obscene, or otherwise objectionable.

Some of the content you will find in this Website are generated by third parties which we have no control over. As such, we advise our visitors and users of this website to verify content and communication before use.

THIRD PARTY USE

Posting or placing content in whatever means and for whatever purpose does not serve as ratification on our part. We recommend that you take the extra effort to visit the third party website to verify the details of the offer and authenticity of such publication before parting with your money or offering any consideration which may include taking a new position or compromising to meet an expectation. Excluding products, services and packages directly linked to Realown Earn Limited, you solely bear the brunt for any commitment you make in cash or kind. This particular provision shall outlive any amendment, termination or expiration of this Terms of Use.

• You shall take full responsibility for any User Content you post whether with the consent of the Realown Earn Team or not. User Content in this context shall include but not limited to: surveys, pictures, chats, message, personal profile or any intelligible content. We reserve the right to delete any such User Content in protecting our interest as well as the interest of third parties and other users of the Website. You undertake that we or our affiliates, successors in title, assigns, agents, licensees can reproduce, modify, use, perform, incorporate as an independent work or as a part of any other work such User Content that you post on our Website.
• You further covenant in respect of all User Content to comply with all applicable laws, rules, regulations and treaties. You undertake not to post offensive content, sexually immoral content, and content capable of breaching public peace or discriminating between sex, race, religion, nationality, age, career and any other distinguishing group. You agree to aid us to fast-track the apprehension of criminals operating within our space when called upon to provide such information.
• We reserve the right (whether personally, through agents or contracting independent contractors) to monitor your account to ensure compliance and any step we take in protecting the reputation and trust of other users whether directly affecting you or not, shall be deemed to be done in good faith.

This Website may be linked to third party sites or platforms. In the event that you click on any such link provided from time to time on our space, you may be redirected to a third party Site. We have no control over whatever transaction or content you feed on while optimizing such third party space. We recommend you do so only after fully verifying the authenticity of such third party Website. We will be glad to help you through this if you contact any of our approved hotlines.

OUR PRODUCTS, PROJECTS, INVESTMENT PLANS AND SERVICES

The product descriptions, features and prices of our products, projects, investment plans and services described on this Website can change at any time without notice or prior publication. We apologize beforehand about any grammatical errors or inaccuracies that you may find on this website and we do not claim that information you will find on our Website represents the current state at all times. We shall update the Website to include our current products, projects and investment plans and partner company (ies) in course creation and educational training with the goal of motivating individuals and groups to live out their financial dreams and plans especially in the Realty industry. This is in a sense, what Realown Earn is about.

EFFECTIVE DATE

This Terms of Use and other clauses you may find on our website are effective from the 8th day of January, 2025 and may be updated from time to time.

INDEMNITY AND RELEASE

You agree to indemnify, defend and hold harmless, Realown Earn Limited, our agents, successors-in-title, assigns, any officer or representative in whatever capacity acting on our behalf from any damages, loss, cost and expenses borne whether incidental or not to your use of this Website or any content you may find here, your User Content, or your violation of any known law. You give us the right to exercise our rights to indemnity against you and will cooperate with us when we exercise this right. You further covenant not to instigate any action against us without first notifying us and we will take steps to notify you about any grievances we have against your misuse of this Website. By this clause, you release and discharge forever, any indemnified party from any obligation that arose from your use of our Website. This clause shall outlive the termination or survival of this Terms of Use.

LIMITATION OF LIABILITY AND DISCLAIMER OF WARRANTIES

We will not be liable for any loss caused by the user's negligence or failure to check the credibility of third party source.

We, the owner or operators of our website, or any other person engaged in generating, maintaining, or distributing anything on our website, will not be liable for any loss of:

• Profit, sales, business, or revenue
• Business interruption
• Anticipated savings
• Business opportunity, goodwill, or reputation
• Information use or corruption that may result from using our website
• If we fail to comply with these terms, we will only be liable for any losses you have incurred as a result. We are not accountable to you for any other damages, whether they are as a consequence of our failure to fulfill our obligations or contracts, or as a result of something we have done or omitted to do in carelessness owing to defamatory comments or product responsibility, or otherwise in the following circumstances:
• Our website's use or inability to use
• Use of or reliance on any content displayed on our website; any error, omission, failure to do something, missing information, viruses on our website; or if it fails to function properly due to circumstances beyond our control, including (but not limited to) communication and network issues beyond our control.
• Theft, destruction of information, or someone gaining access to our records, program, or services without our permission
• Goods, products, services, or information received through advertisement on any website which link emanated from our website
• This Website and all Content of the Website are provided to our clients and prospective clients without warranties of any kind, whether express or implied. You acknowledge that your use of this site is at your sole risk.

TERMINATION

Unless expressly stated, this Agreement shall be in force and binding on all users of our Website. And we reserve the right to suspend or terminate your use of this Website, terminate or suspend this Agreement in circumstances we resolve to do so, and you are put on notice that if your Account with us on our Website is terminated, your User content may be deleted and we shall not be liable for any action or loss in the circumstance. Our rights will ensure the termination of your Account with us.

GENERAL

The links you will find at intervals while surfing our Website are provided for use solely on your convenience. We do not compel you to click the connections to third-party websites and resources and we restate that the contents of any third-party website or resources are beyond our control.

All legal correspondence should be communicated to us using the contact information provided on our website.

In the event that it appears that we waived a right accruing to us under this Terms of Use, we reserve the right and discretion to revive such right engaging any legal remedy at our disposal. These Terms of Use are severable in parts and the failure or invalidity of one shall not frustrate the remainder of the others.

GOVERNING LAWS AND JURISDICTIONS

These conditions constitute your whole agreement with us regarding how you use our website. If the court rules that one of the requirements is invalid, the other conditions will continue to apply.

These terms of use, as well as the use of our website and services, are governed by the Nigerian law of contract and other related areas of law. Our website is managed from Nigeria. You can, however, access our website from anywhere in the world. Although the laws of these areas may differ from Nigerian laws, by using our website, you agree that the laws of Nigeria will apply to everything relevant to your use of our website and that you will abide by them.